Prequalify* For Up To $1,000 Credit Limit

  • Up to $1,000 credit limit, subject to credit approval
  • 3% Cash Back Reward** on gas, groceries, and utilities
  • 1% Cash Back Reward** on all other eligible purchases
  • We accept less than perfect credit

Returning applicant? Click here.

Earn A Cash Back Reward On Every Purchase**

The More You Use It, The More You Get Back.

Unlimited 3%
Cash Back Rewards**

Earn a 3% cash back reward** on eligible gas, Grocery, and utility purchases/payments.

Unlimited 1%
Cash Back Rewards**

Earn a 1% cash back reward** on all other eligible purchases – no limits.

Everyday Card
for Everyone

Good anywhere Mastercard is accepted, it’s the reliable card that’s there when you need it.

What Our Customers Are Saying

We have an 4.8 out of 5 Star Rating


An excellent reward cards. I would certainly recommend this card to anyone.

Enjoy These Great Cardholder Benefits!

  • Unsecured Credit Card

  • Credit bureau reporting

  • Additional credit eligibility after 9 months

  • Zero Fraud Liability††

  • Free Credit Score

  • Convenient mobile app

  • Simple + Secure Application

Feel Empowered™

*Prequalify means that you authorize us to make a soft inquiry that will not affect your credit. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria {including adequate proof of ability to repay}. Income verification through access to your bank account information may be required.

**You will earn a 3% cash back reward on eligible gas, grocery, and utility bill payments and you will earn a 1% cash back reward on all other eligible purchases of goods and services and payments minus returns and other credits. Rewards will be earned when the transaction posts to your account and will remain as long as the purchase is not returned. Purchases do not include fees or interest charges, balance transfers, cash advances, or purchases of other cash equivalents. Rewards are not earned for pending transactions. Review the Cash Back Rewards Program details for important information about the Cash Back Rewards Program.

†Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

††Fraud liability subject to Mastercard® rules